If a member or spouse is under 65 years old at the time of retirement, you can continue your coverage through the SUP Welfare Plan by making COBRA payments to the Plan. Pensioners are not eligible to continue their own coverage as a COBRA participant if they are receiving the Pensioners Annual Allowance. COBRA rates are expensive so it is advisable to check for less expensive coverage that may suit your needs.
Federal law sets the COBRA rates at 2% above the current premium being paid on your behalf. Current monthly COBRA rates for one person are:
- Kaiser Northern California $640.90
- Kaiser Southern California $515.71
- Kaiser Hawaii $424.62
- Kaiser Oregon $524.18)
- Group Health Cooperative $477.76
- Health Net HMO $719.93
- Health Net PPO $830.04
- Health Net Outside of California $747.55
Active Coverage and Eligibility
Your work time determines your eligibility, but you must enroll in a Plan to be covered for medical and dental treatment. Be sure to enroll in a Plan when you become eligible.
Dental Plans have waiting periods for major work and calendar year maximums. Enroll in a dental plan as soon as possible and make sure major work is eligible under your plan before you agree to proceed with treatment. Your dentist office should be able to provide you with information on copayments required of you before you agree to the service. Services not covered by your Dental Plan are also not covered by the SUP Welfare Plan.
Please check with the Plan office about your eligibility and enrollment.