Welfare Notes - September 2009

September, 2009

RESTAT – Pharmacy Benefit Manager

The SUP Welfare Plan contracted with RESTAT, a Pharmacy Benefit Manager, in August of 2007 to provide discounts to pensioners and their eligible dependents. To take advantage of the program, you must present your RESTAT ID card to a participating network pharmacy. Most major pharmacies are contracted with RESTAT. Your out-of pocket expenses are lowered further with the use of the RESTAT mail order service and, as always, you will save the most money by having your prescriptions filled with the generic drug. If you need a new RESTAT ID card, please contact the Plan Office. You must continue to pay for the full cost of your prescriptions at the pharmacy or via mail order, but you can submit claims to the Plan Office for full reimbursement of the amounts paid by you up to your annual reimbursement limit. The discounts will enable you to purchase more prescription drugs before you reach your annual reimbursement limit.

19-year Old Dependent Children

19-year old dependent children are not eligible dependents with the SUP Welfare Plan. There is no extension of coverage for students. Eligibility/Coverage terminates in the month following the 19th birthday. When your child reaches the age of nineteen, you will receive a COBRA notice advising you that you can continue coverage by making self-payments to the plan. By law the COBRA rates are 2% over the premium payment currently covering your dependent. When your dependent reaches the age of nineteen, it would be in your best interest to check out the cost of school plans and individual plans for your dependent. School Plans and Individual Plans are generally less expensive and should provide adequate coverage in most cases. Be sure to check on limitations for pre-existing conditions if there is an ongoing health problem.

Michelle Chang, Administrator  
Patty Martin  
Virginia Briggs, Claims   
Michael Jacyna, Eligibility